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Analisis penerapan fatwa DSN-MUI No: 53/DSN-MUI/III/2006 terhadap pelaksanaan praktik akad Tabarru' di PT Asuransi Takaful Umum


Akad occupies a fundamental position in implementing the insurance contract between the Participant/Policyholder and Insurance Company. Insurance contract is not executed with proper Akad process causes the insurance contract becomes invalid even be forbidden (haram).
Akad one of the important contract is a Akad Tabarru'. Tabarru' literally means alms or charity, or in a broader sense, tabarru' is doing a kindness without conditions. While the term, tabarru' is exerting every effort to provide property or benefit to others, either directly or future without any compensation, with the aim of kindness and charity deeds.
To avoid the religious restrictions then the company should have guidelines on the law in order akad tanarru' in its operation in accordance with the provisions of the underlying. There are a few guidelines regarding the rules of law as the foundation akad tabarru' used by PT Asuransi Takaful Umum. In this research, the writer focused on the Fatwa of DSN-MUI No: 53/DSN-MUI/III/2006
Based on the conditions, then there is the question of whether the PT Asuransi Takaful Umum has met conditions set by fatwa of DSN-MUI regarding the appication of the practice akad tabarru'.
To answer this problem do qualitative descriptive research. This research was conducted at PT Asuransi Takaful Umum and the data obtained with technique of colecting data through questionnaires and interviews directly amplified with the technical parts that relate directly to the material of this thesis, participant observation and documentation as the primary data. Secondary data was obtained through a review of policy document, clause and Ftwa of DSN-MUI No:53/DSN-MUI/III/2006.

Nirmala Yanma Sari - Personal Name
SK 422 NIR a
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422
Text
Indonesia
Sekolah Tinggi Manajemen Asuransi Trisakti
2014
Jakarta
xvi, 419 hlm; 24 cm
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