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Seleksi Risiko Calon Tertanggung Berdasarkan Hasil Medical Check Up pada Asuransi Kredit PT A.J. Central Asia Raya


The practice report is one of graduation requirment for diploma degree. This report describe about underwriting in Central Asia Raya Life Insurance. Underwriting is one of the most important department in insurance industries because the basic of underwriting is to classify the level or the amount of risk and
set premiums based on condition of insured. In Central Asia Raya Life Insurance, underwriting have many kind of function and the most important function is for risk selection. The purpose of this report is knowing the stage of risk assessment process in Central Asia Raya Life Insurance. Risk assessment process can be seen by the insured’s medical history. The process of risk assessement based on the results of a medical examination carried out carefully and always referring to the manual underwriting such as mortality index, morbidity index (health insurace) and body mass index. Underwriting activity must produce underwriting decisions in accordance with risk insured. Indirectly, underwriting decisions can make the actual mortality, there by produce profitable business.

Nani Yuliana - Personal Name
TA 188 NAN s
188
Text
Indonesia
Sekolah Tinggi Manajemen Asuransi Trisakti
2013
Jakarta
xv; 85 hlm
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