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Prediksi Kredibilitas Bihlman-Straub Terhadap Penetapan Premi Bersih Asuransi Kesehatan Kumpulan
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CredibiIity theory is a rate making process which al lows actuary to adjust the future premiums according to the past experience. In credibility theory, there are three approaches to determine esti mate credibility C = Z R + (1 - Z) H, where Z is credibility factor, R is the mean of the current obeservati on dan H isthe prior mean. One of the approach to determine estimate credibility is geratest accuracy credibility approach by using Buhl man and Buhl man-Straub model. Buhl man and
Buhl man-Straub def i ned credi bi I ity factor Z as Z = NN+k, 0 < Z < 1, n i s the number of trial and k is Buhlman and Buhlman-Straub credibility parameter.
Credibility theory discusses methods that is used to combine two different estimators to estimate a parameter, so it wiII produce an estimator that is better then two other estimators before. In insurance, credibility theory is used to find pure premium estimator of a policy holder in a group, by combining his own policy experience and other information, like manual rate or policy experience of that group. Estimator which is obtained by credibility theory is called credibility estimator. There are some approaches to find credibiIity estimator, this minithesis discusses about greatest accuracy approach (in this case Buhlman and Buhlman-Straub approaches). Those approaches wiII be used to fi nd pure premi um estimator of a group of policy holder in medical insurance.
Nur Anisa Muhida - Personal Name
SK 532 NUR p
532
Text
Indonesia
Sekolah Tinggi Manajemen Asuransi Trisakti
2016
Jakarta
xiv, 79 hlm; 21cm
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