Detail Cantuman Kembali
PROSES RECOVERY KLAIM REASURANSI FAKULTATIF ASURANSI PROPERTY ALL RISK DI PT ASURANSI HARTA AMAN PRATAMA, Tbk
- Bagikan:
When the occurrence of losses with the insured value is very large, the insurance
company has a way to accept the risk by spreading the risk. The spread of risk itself
can be through reinsurance which can be done to reinsurance companies or
insurance companies. Reinsurance is a process of involving another insurer in an
insurance agreement between the Insured and the Insurer where the other Insurer is
referred to as the Reinsurer. There are several ways to transfer risk to reinsurers,
namely treaty and facultative. If the risk is reinsured on a facultative basis, the claim
will also be borne by the reinsurer involved. Reinsurance serves to create a process
or system so that insurance companies can receive coverage with a value greater
than their own retention due to reinsurance support. Insurance companies not only
pay attention to compensation for losses that occur but also have to pay attention to
the claim settlement process during the coverage period. Claim services are carried
out starting from reporting claims in the form of notifications from the insured party
to the insurance company. The insurance company must also immediately report the
notification of the claim to the reinsurance company in the event of a loss to the
object of coverage. Payment of claims received from reinsurance is called recovery.
NOVI WIJIASTUTI - Personal Name
TA 530 NOV p
NONE
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Indonesia
Sekolah Tinggi Manajemen Asuransi Trisakti
2022
Jakarta
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