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Proses Analisa Klaim Asuransi Kredit Di PT Asuransi Perisai Listrik Nasional
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In everyday life, we have heard the word credit or loan. Generally, people who apply for credit or loans have a need for funds for business capital or consumption needs. In summary, credit is a financial facility that allows a person or business entity to borrow money to buy a product and repay it within a specified period of time subject to interest. Based on the Banking Law, credit is the provision of money or equivalent claims, based on an agreement on a loan agreement between the bank and another party that requires the borrower to repay the debt after a certain period of time with interest. Usually this credit or loan is provided by conventional commercial banks, Bank Perkreditan Rakyat (BPR), and pawnshop. However, this credit or loan must have risks that will harm the lender. Therefore, to reduce the risk of credit insurance is needed. Credit insurance is insurance that provides protection and guarantees the Insured as a credit recipient or Debtor if he dies due to an accident, dies due to illness (naturally), is permanently disabled due to an accident, so that he cannot continue his obligations to the bank or creditor (creditor). These risks the insurance company is liable for the insured's loan or liability. If this risk occurs, a claim must be submitted to the insurance company. Generally, a claim is a claim for rights as a result of fulfilling the conditions previously stipulated in the insurance agreement. This report discusses the implementation of the credit insurance claim procedure. There are procedures and conditions that must be met in the claim submission process.
Ovie Nurfitriani - Personal Name
TA 533 OVI p
NONE
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Indonesia
Sekolah Tinggi Manajemen Asuransi Trisakti
2022
Jakarta
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