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Proses Penempatan Reasuransi Fakultatif pada Produk Asuransi Property di PT Asuransi ABC
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The development of the insurance industry is increasing significantly from year to year. In this pandemic era, insurance companies remain credible and continue to develop their business. Insurance companies provide protection against all forms of losses caused by unexpected risks. The insurance company can accommodate the risks of loss proposed by the insured. Although it can accommodate various risks from the insured, the insurance company has a limit of acceptability, or a certain amount of value, which is the maximum capacity of the company to be able to withstand the risk itself. Insurance companies will find it difficult to run their business lines if the risks assessed exceed the company's capacity. The insurance company is threatened with losing its business if the risks received by its coverage value exceed its maximum capacity. Reinsurance assists insurers in increasing their capacity and ability to accept all risks. The facultative method is one of the reinsurance methods that gives the insurance company the freedom to offer or not to the reasuradur and also gives the reasuradur the freedom to accept or reject the insurance company's facultative offer. This freedom gives the insurance company the benefit of determining the profit that must be taken by itself without any obligation to clean up the risks it has. In this Work Practice Report, the author will explain facultative reinsurance and the process of offering facultative reinsurance so that readers can understand the importance of facultative methods in spreading risk.
Dian Prastyo - Personal Name
TA 540 DIA p
NONE
Text
Indonesia
Sekolah Tinggi Manajemen Asuransi Trisakti
2022
Jakarta
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